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Microlending was specifically earmarked in the 2009 economic stimulus bill which granted $54 million to the Small Business Administration (SBA) for lending and technical assistance to microlending groups. Today, virtually all microlenders in America are organized as non-profit organizations and serve as local intermediaries for federal funds.
Like Saturn, Circuit City grew nationwide steadily, then peaked, circled the drain and died around 2009, when it was liquidated. If, as things progress, they start to see softness in your sales and profits, that will scare them. Double down on being aggressive in generating revenue and producing profit.
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