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The regulation entered its final phase in September 2022 , bringing its six-year implementation journey to an end. As part of its supervisory and enforcement authority, the CFPB has taken action against financial institutions for a various violations including predatory lending, deceptive advertising, and unlawful debt collection practices.
Ive said before that nothing on this site is meant to be investmentadvice. That said, my annual investment/market updates always get a lot of traffic, so I thought it might be interesting to follow up on this years update with more of an advice article. And money printing and debt levels took off and never looked back.
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