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Fintechs, Borrowers, and the Regulator: India’s Digital Lending Story in 2023

Razorpay

Direct fund flow: The RBI mandated that all disbursals and repayments will flow directly between the lender and borrower’s accounts, without any pass-throughs. Insurance charges: Included in APR only if linked/integrated with the loan product. Open Architecture: Platform aims to be open-source, allowing banks and NBFCs to onboard.

Banking 52
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Spot Cyber & IT Challenges Through Improved Due Diligence

M&A Leadership Council

We also recommend you do a dark web search for target company credentials, usernames, passwords, personal information, confidential documents, customer information, account numbers, and social security numbers, to name a few. We also believe it is vital to engage third parties to obtain a security risk assessment. Is it your coverage?

IT 52
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Spot Cyber & IT Challenges

M&A Leadership Council

We also recommend you do a dark web search for target company credentials, usernames, passwords, personal information, confidential documents, customer information, account numbers, and social security numbers, to name a few. We also believe it is vital to engage third parties to obtain a security risk assessment. Is it your coverage?

IT 52
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What is an Account Aggregator? A Complete Guide

Razorpay

What is an Account Aggregator? An account aggregator is an RBI-regulated entity that helps individuals securely and digitally access and share information from one financial institution they have an account with to any other regulated financial institution in the AA network. Key roles of Account Aggregators: 1.