Francine Way

MAY 14, 2017

In the last two blog posts, we walked through capital structure and how it impacts M&A activities and vice versa. To be explicitly clear, I am recommending the use of the following ranked capital sources when paying for an acquisition: cash (from the balance sheet), debt (at a reasonable level), and equity.

Debt 130

Debt M&A Trading Capital 130

Razorpay

JUNE 18, 2023

Ease of Use The process of opening an account at a traditional bank is long and frustrating. Users can create their accounts on their mobile phones, sitting on their sofas at home. Users can create their accounts on their mobile phones, sitting on their sofas at home. The account is ready to use in a matter of minutes.

Banking 98

Banking Bank Insurance Finance 98

Wall Street Mojo

JANUARY 17, 2024

Statement of Cash Flows Definition A Statement of Cash Flow is an accounting document that tracks the incoming and outgoing cash and cash equivalents from a business. It helps identify the availability of liquid funds with the organization in a particular accounting period.

Accountant 98

Accountant Finance Finance Profitability 98

How2Exit

FEBRUARY 5, 2024

rn Monty Walker: Monty is a CPA with a formal background in accounting. rn Key Takeaways: rn rn Structured installment sales allow business owners to defer immediate capital gains tax obligations by placing a portion of their sales transaction into annuity products.

Sale 130

Sale Business Funds M&A 130

Focus Investment Banking

MARCH 10, 2025

Optimize Working Capital (One Year Ahead) What It Is: Net Working Capital (NWC) is Current assets minus current liabilities (A/R + Inventory A/P + Accrued Expenses), excluding cash, which you keep (in a typical cash-free, debt-free transaction). Why It Matters: Healthy working capital keeps the business running smoothly day-to-day.

Investment 52

Investment Book-building Sale Business 52

OfficeHours

OCTOBER 11, 2023

OfficeHours is an online platform that provides 1-on-1 coaching, training, and advice to help you land a job in competitive finance careers including investment banking, private equity, growth equity, venture capital, and hedge funds. Yes, I’m interested! The post 10-11-2023 Newsletter: How to win in Investment Banking?

Investment Banking 130

Investment Banking Banking Bank Investment 130

Wall Street Mojo

JANUARY 17, 2024

Tax Benefit Explained Forms Examples Eligibility For Family Tax Benefit Health Insurance Tax Benefit Married Vs Single Recommended Articles Tax Benefit Explained A tax benefit refers to the advantages or savings a company gains from utilizing various tax provisions and deductions provided by tax regulations. read more to $650,000.

Financial Modeling 98

Financial Modeling Financial Models Insurance Business 98

Sica Fletcher

AUGUST 5, 2024

Deal volume was comparable to this period last year, with investors maintaining a cautious approach in assessing acquisition opportunities and with numerous well-funded buyers mindful of the high cost of capital. The Sica | Fletcher Index is the leading report on mergers and acquisitions within the insurance brokerage sector.

M&A 52

M&A Broker Insurance Mergers and Acquisitions 52

Sica Fletcher

AUGUST 5, 2024

Deal volume was comparable to this period last year, with investors maintaining a cautious approach in assessing acquisition opportunities and with numerous well-funded buyers mindful of the high cost of capital. The Sica | Fletcher Index is the leading report on mergers and acquisitions within the insurance brokerage sector.

M&A 52

M&A Broker Insurance Mergers and Acquisitions 52

Mergers and Inquisitions

SEPTEMBER 20, 2023

Look around online, and you will quickly discover that most coverage of venture capital interview questions is junk. Categories of Venture Capital Interview Questions I would split VC interview questions into 6 main categories. Venture Capital Interview Questions: Fit / Background Q: Walk me through your resume.

Capital 59

Capital Valuation Investment Portfolio 59

Mergers and Inquisitions

MARCH 13, 2023

In 24 hours, it went from “We’re fine, but we took some losses and need additional capital” to “The FDIC is taking over, the government has guaranteed uninsured deposits, and there might be additional bank runs and a financial crisis or three.” And the impact on the banking industry , venture capital, and startups. But the U.S.

Banking 123

Banking Bank Funds Government 123

OfficeHours

AUGUST 25, 2023

The buyer universe for this debt most often includes collateralized loan obligation (“CLO”) funds, high-yield mutual funds, insurance companies, and other similar institutional buyers. This capital is released once investors buy the debt off the banks’ balance sheets. However, this business can be risky for banks.

Private Equity 130

Private Equity Equities Debt Finance 130

The M&A Lawyer

AUGUST 25, 2015

Article 1 of most SPAs provides an alphabetical list of definitions of important (usually capitalized) terms used throughout the agreement. capitalization and ownership. accounts receivable and accounts payable. capitalization and ownership. accounts receivable and accounts payable. subsidiaries.

Stock 130

Stock M&A Government Mergers and Acquisitions 130

The M&A Lawyer

SEPTEMBER 8, 2015

capitalization and ownership. accounts receivable and accounts payable. capitalization and ownership. accounts receivable and accounts payable. authority and enforceability. subsidiaries. financial statements. books and records. inventories. absence of undisclosed liabilities. real property. tax matters.

M&A 130

M&A Insurance Financial Statement Negotiation 130

OfficeHours

JUNE 22, 2023

Some firms will also continue to pay for health insurance for a couple of months post separation. Capitalize on Opportunities Prepare yourself for success by conducting mock interviews and fine-tuning your skills, ensuring you make the most of any opportunities that come your way.

Investment Banking 130

Investment Banking Banking Bank Investment 130

Focus Investment Banking

JUNE 17, 2024

One typically sees escrows in two areas: working capital and in enforcing a seller’s representations and warranties. In both cases, some part of the purchase price is put up in cash by the buyer at closing in an interest-bearing account. Working capital escrows work in this way.

M&A 52

M&A Financial Statement Capital Insurance 52

The M&A Lawyer

AUGUST 31, 2015

Article 1 of most APAs provides an alphabetical list of definitions of important (usually capitalized) terms used throughout the agreement. capitalization and ownership. accounts receivable and accounts payable. capitalization and ownership. accounts receivable and accounts payable. books and records.

M&A 130

M&A Government Business Sale 130

Francine Way

JULY 8, 2017

Lack of financial resources to grow: Lack of capital to properly market, R&D, and/or acquire may drive shareholders elsewhere. In an earlier M&A post, we have discussed how private companies’ accounting statements differ from public companies’.

M&A 130

M&A Acquisitions Sale Investment 130

Razorpay

JULY 20, 2023

Cooperative banking refers to a small financial institution started by a group of individuals to address the capital needs of their specific community. Capital Formation Members contribute to the bank’s capital by purchasing shares or making deposits. How does a Cooperative Bank work?

Banking 69

Banking Bank Financial Institution Capital 69

Razorpay

MAY 23, 2023

Corporate banking provides businesses financial services like account holding, loans, capital, vendor management, and more. Corporate Banking vs Retail Banking Retail banks cater to the needs of individuals and the smallest businesses – providing savings accounts, deposits, and loans.

Retail 52

Retail Corporation Banking Bank 52

Growth Business

JULY 25, 2024

Common uses for a merchant cash advance include, but are not limited to: Equipment Stock Working capital Staffing costs Repayments are typically made over three to 18 months, according to the British Business Bank. Merchant cash advances have been around since 1998, but they’ve made their mark on the alternative finance industry since.

Finance 98

Finance Finance Business Sale 98

Sica Fletcher

MARCH 31, 2022

As the leading strategic advisor to the insurance brokerage industry, Sica | Fletcher advises on substantially more transactions than any other advisor in the industry. If you have any interest in M&A transactions for insurance agencies and brokerages, you will not want to miss this analysis. The methodology was quite simple.

Acquisitions 52

Acquisitions Insurance M&A Private Equity 52

Mergers and Inquisitions

MARCH 22, 2023

I made the same mistake the regulators did: ignoring shifts in the Credit Suisse deposit and cash base because its regulatory capital ratios looked “fine.” I’ve seen many proposals about how to “prevent” SVB and CS-style bank failures: Remove the deposit insurance limit or increase it from $250K to $10 million in the U.S.

Banking 98

Banking Bank Government Investment Banking 98

M&A Leadership Council

MAY 9, 2024

Here are 32 red flags to watch out for: Inconsistent Financial Records: Discrepancies or irregularities in financial statements, such as unexplained revenue fluctuations or irregular accounting practices, can indicate financial instability or potential fraud.

Mergers and Acquisitions 52

Mergers and Acquisitions M&A Debt Accountant 52

Peak Frameworks

MAY 8, 2024

Salvage value is an important concept in accounting and forecasting a company's financials. Importance of Salvage Value Salvage value is not just a residual figure in accounting; it plays a pivotal role in various aspects of financial management and decision-making.

Finance 52

Finance Finance Book-building Accountant 52

Sica Fletcher

JUNE 2, 2020

Insurance Agency & Brokerage M&A Update Many of our clients have been asking us “now that the first phase of the coronavirus pandemic seems to be ending, where do things stand with insurance brokerage M&A?” As a result, they had and continue to have large pools of equity and debt capital to deploy in acquisitions.

Insurance 52

Insurance Broker Private Equity M&A 52

Razorpay

AUGUST 9, 2023

Leasing Services Merchant banks provide leasing services to companies in the form of capital goods, vehicles and office equipment. Example of Merchant Banking In 2021, merchant bank Avendus Capital helped the Indian company Piramal Enterprises acquire the debt-ridden assets of Dewan Housing Finance Corporation (DHFL) for ₹34,250 crore ($4.4

Banking 52

Banking Bank Business Underwriting 52

Razorpay

AUGUST 10, 2023

Gathering capital Tax compliances Accounting and regulatory compliances Time management amidst high growth Detailed financial insights for better decision making Do you see a pattern? Insurance : What used to be a complicated, dusty industry that resisted all change is now sleek, new and much easier to use. What is RazorpayX?

Business 52

Business Banking Bank Accountant 52

Sica Fletcher

DECEMBER 12, 2019

(Otherwise Known as “How Acquisitions Are Structured”) Our November blog post asked how a smaller agency can take advantage of the tsunami of private equity investment in insurance brokerages. Also, these growth bonuses often include incentives for you to complete acquisitions, leveraging the buyer’s capital and attractive growth story.

Private Equity 52

Private Equity Insurance Equities Management 52

Focus Investment Banking

DECEMBER 26, 2023

The State of the M&A Market kicked off the 9 am start, and since the expert panel included insurance industry representatives, the discussion began with a deep dive into the exciting world of rep & warranty insurance. More on that later.

Private Equity 52

Private Equity M&A Equities Insurance 52

iMerge Advisors

APRIL 14, 2025

Purchase Price Adjustments: The Working Capital Tug-of-War One of the most commonand contentiousclosing table negotiations involves net working capital (NWC) adjustments. Buyers want to ensure the business has enough short-term assets (like receivables and cash) to operate post-close without an immediate capital injection.

Negotiation 40

Negotiation Acquisitions M&A Mergers and Acquisitions 40

Razorpay

MAY 11, 2023

But in an LLP no partner is liable on account of the independent or unauthorized actions of other partners, thus protecting the personal assets of individual partners. Annual Filing The LLP files its annual statement of accounts and solvency and annual return with the Registrar of Companies every year.

Accountant 52

Accountant Business Banking Bank 52

Peak Frameworks

AUGUST 24, 2023

Unsought Products Items consumers do not generally think of buying but purchase due to sudden events or perceived needs , like insurance or funeral services. MetLife, a leading insurance company, falls into this category. Notably, this accounted for roughly 0.6% Rolex or Gucci exemplify this category. Apple Inc.,

Private Equity 52

Private Equity Finance Finance Investment Banking 52

Peak Frameworks

AUGUST 24, 2023

This includes the cost of transportation, packaging materials, and insurance. Professional fees : Payments made to external professionals, such as lawyers and accountants, for their services. Unlike product costs, which are capitalized and allocated to products, period costs are expensed immediately.

Utilities 52

Utilities Private Equity Finance Finance 52

OfficeHours

JULY 20, 2023

This generally means that the interviewer already has confidence that you can handle the basic technica l aspects of the job (modeling, finance / accounting, valuation work), and will likely want to focus the interview on learning more about your commercial knowledge. Private equity giants are still racing to fill 2024 associate seats.

Recruitment 130

Recruitment Private Equity Equities Investment 130

How2Exit

MARCH 30, 2023

By taking these factors into account, entrepreneurs can make sure that they are making the best decision for their business. By taking these factors into account, entrepreneurs can make sure that they are making the best decision for their business. Concept 2: M&A Market Is Robust The M&A market is currently very robust.

Business 130

Business Sale M&A Mergers and Acquisitions 130

Software Equity Group

MARCH 26, 2024

Main Capital Partners Founded in 2003, Main Capital Partners has been among the most active private equity firms in the software space, making 10 SaaS deals in 2023 alone. How to Think Like Software Investors & Buyers HG Capital HG Capital is a London-based private equity firm that was founded in 1990 and employs 186 professionals.

Private Equity 52

Private Equity Equities Investment Portfolio 52