Sica Fletcher

MAY 8, 2024

Quite a few articles already detail the process of “how” to sell an insurance agency (you can read our article on that subject here ), but very few get to the bare bones of “why.” If you’re asking, “ should I sell my insurance agency,” the three big questions you must answer first are: Why Do I Want To Sell?

Insurance 52

Insurance M&A Valuation Advisory 52

Peak Frameworks

MAY 2, 2024

Understanding the Basics of Credit Sales Credit sales are purchases in which the buyer delays providing the actual payment. Under a credit sale, the buyer agrees to pay the price of a good over a period of time.

Sale 52

Sale Accountant Financial Statement Business 52

Razorpay

FEBRUARY 8, 2024

Accounts Payable Meaning Accounts payables refer to the money that a business owes to its vendors in the short term. Accounts payables are listed on a business’s balance sheet as a short-term or current liability. Managing accounts payables is very important to the financial health of the business.

Accountant 52

Accountant Business Management Debt 52

Sica Fletcher

JULY 1, 2024

Selling an insurance brokerage is not altogether that much different than selling an insurance agency or even an insurance company. specialized regulatory and licensing requirements that are different from those of insurance agencies. That being said, brokerage owners need to consider a.)

Insurance 52

Insurance M&A Advisory Funds 52

Wall Street Mojo

FEBRUARY 8, 2024

Such expenses are often associated with medical insurance, which does not come under reimbursable once. Table of contents Out Of Pocket Expense Meaning Out Of Pocket Expense Explained What Are Health Insurance Out-Of-Pocket Expenses? What Are Health Insurance Out-Of-Pocket Expenses?

Insurance 98

Insurance Medical Financial Models Financial Modeling 98

Sica Fletcher

MAY 15, 2024

This article breaks down the question, “how much is my insurance agency worth” in further detail, but the table below provides a surface-level overview based on varying degrees of revenue and operating expense: How Much Is My Insurance Agency Worth: A Breakdown Answering the question, “how much is my insurance agency worth?”

Insurance 52

Insurance M&A S&P Valuation 52

Focus Investment Banking

MARCH 10, 2025

Know the timeline After a sale, buyers often expect you to stay on for one to two years as an employee or consultant. Missing this detail could complicate or kill the deal, delay your plans, or reduce the sale price. Corporate structure Whether youre a C-Corp or S-Corp can affect taxes at sale. This derisks the org.

Investment 52

Investment Book-building Sale Business 52

Sica Fletcher

MARCH 12, 2024

As one of the most active M&A firms in the insurance sector, we are frequently asked how insurance agency valuations work. This article discusses the fundamentals of insurance agency valuations, plus a few lesser-known factors that play into these processes before we give an overview of the insurance M&A market in 2024.

Valuation 52

Valuation Insurance M&A Profitability 52

Sica Fletcher

AUGUST 23, 2023

According to the S&P Global Market Intelligence League Table, Sica | Fletcher closed 51 M&A deals year to date (mainly insurance-related), representing a commanding 46% of all 2023 transactions and nearly double that of its closest competitor.

Insurance 52

Insurance M&A S&P Shares 52

Sica Fletcher

MARCH 26, 2024

This article outlines how to sell an insurance agency by chronological steps, with a quick overview of the process in the table immediately following. We also include some key insights we’ve gathered over several decades of selling insurance agencies. Insurance agency M&A transactions take one of two forms: Auction.

M&A 52

M&A Insurance Valuation Advisory 52

IBG

SEPTEMBER 11, 2024

In most business sales, the purchase price is largely based on some multiple of the subject company’s net revenues and adjusted earning capacity. The post Business Sale: Prepare to Show Your Financials appeared first on IBG Business.

Sale 52

Sale Business Financial Statement Profitability 52

Wall Street Mojo

JANUARY 17, 2024

Statement of Cash Flows Definition A Statement of Cash Flow is an accounting document that tracks the incoming and outgoing cash and cash equivalents from a business. It helps identify the availability of liquid funds with the organization in a particular accounting period.

Accountant 98

Accountant Finance Finance Profitability 98

Francine Way

JULY 8, 2017

Many of these causes have their equivalences to the reasons behind the sale of a company (also known as a divestiture): Liquidity: As the equity holding period matured, investors (private equity funds behind companies) will look to sell. Once a sale has been decided, the process to look for a new owner is pretty well established.

M&A 130

M&A Acquisitions Sale Investment 130

IBG

MAY 23, 2024

Preparing your co-owned business for sale should include provisions for responding to unexpected events in an owner’s life. The $55 million sale of I.W. To this list we would add “preservation of a business sale.” Savage Crushing LLC was three days from closing. Then, suddenly, three days before the closing, Doug died.

Sale 52

Sale Business Valuation Insurance 52

Deal Law Wire

MARCH 18, 2021

While insurance companies have struggled throughout the pandemic, with share prices collapsing due to a rise in insolvencies, new technologies have the potential to transform the industry, driving a flurry of M&A activity in early 2021. Insurtech has the added benefit of generating cost-saving efficiencies. A Market Full of Opportunity.

Insurance 40

Insurance M&A Underwriting Private Equity 40

How2Exit

OCTOBER 14, 2024

The importance of clean data rooms, strategic earn-out agreements, and the role of rep and warranty insurance in private transactions forms the crux of their discussion. Role of Advisors : Engaging experienced advisors, investment bankers, and accountants can significantly smoothen the M&A process and enhance deal valuation.

Profitability 130

Profitability Mergers and Acquisitions M&A Negotiation 130

Wall Street Mojo

JANUARY 17, 2024

Tax Benefit Explained Forms Examples Eligibility For Family Tax Benefit Health Insurance Tax Benefit Married Vs Single Recommended Articles Tax Benefit Explained A tax benefit refers to the advantages or savings a company gains from utilizing various tax provisions and deductions provided by tax regulations. read more to $650,000.

Financial Models 98

Financial Models Financial Modeling Insurance Business 98

How2Exit

MARCH 30, 2023

It is important to focus on more than just the monetary value of the sale. This is something that Jonathan Braybrand, an author, entrepreneur, and expert in the field of advising business owners on the sale of their companies, understands well. Concept 2: M&A Market Is Robust The M&A market is currently very robust.

Business 130

Business Sale M&A Mergers and Acquisitions 130

Focus Investment Banking

SEPTEMBER 2, 2024

Correct application of the appropriate revenue recognition policy is important, as is relevant cost accounting, so that profitability is depicted accurately. Companies with poor safety ratings will have higher insurance costs and more significant employee impacts, and substandard ratings are a big red flag for buyers.

Sale 52

Sale Business Investment IT 52

Razorpay

FEBRUARY 6, 2024

1,00,000 1% 2% 194D Payment of insurance commission to domestic companies Rs. 15,000 NA 10% 194D Payment of insurance commission to companies other than domestic ones Rs. 15,000 5% NA 194DA Maturity of Life Insurance Policy Rs. 1,00,000 1% 2% 194D Payment of insurance commission to domestic companies Rs.

Insurance 98

Insurance Government Business Banking 98

Growth Business

JULY 25, 2024

By Anna Jordan on Growth Business - Your gateway to entrepreneurial success A merchant cash advance is an alternative finance method where you sell a portion of your future sales to your provider in exchange for a lump sum upfront. How does a merchant cash advance work in the UK? Once you’re approved, you get your cash within 48 hours.

Finance 98

Finance Finance Business Sale 98

The M&A Lawyer

AUGUST 31, 2015

However, successful asset sales require quite a bit more than a pair of tweezers and steady hands. These agreements, at their most basic level, provide for the sale of tangible and intangible assets and liabilities of a seller to a buyer in return for cash or some other form of consideration ( i.e. , something of value). inventories.

M&A 130

M&A Government Business Sale 130

IBG

JANUARY 31, 2023

If you have been through a business purchase or sale, you have likely experienced the unique tension and strife common to that phase of the deal known as “due diligence.” While it takes work, due diligence helps squeeze risk out of a sale, protecting the buyer and the seller.

Sale 52

Sale Business M&A Mergers and Acquisitions 52

Sun Acquisitions

MARCH 8, 2022

Enterprise Insurance Policies. Accounts Payable Reports. Selling a business requires the seller to work with a team of experienced M&A professionals including an M&A accountant, an M&A attorney, an M&A business broker just to mention a few. Legal Documents Needed to Sell a Business. Offer-to-Purchase Agreement.

Business 98

Business M&A Finance Finance 98

Razorpay

AUGUST 20, 2023

Cost accounting is the branch of accounting that analyses costs to make it as efficient as possible. The amount tends to be recurring regardless of sales or production. A company with high operating leverage has a high proportion of fixed costs, so its profits will be more sensitive to changes in sales.

Business 52

Business Profitability Sale Utilities 52

The M&A Lawyer

AUGUST 25, 2015

At their most basic level, these agreements provide for the sale of shares in a target company to a buyer in return for cash or some other form of consideration ( i.e. , something of value). Article 2 of a standard SPA will usually provide the specific terms of the sale of the stock. accounts receivable and accounts payable.

Stock 130

Stock M&A Government Mergers and Acquisitions 130

Sica Fletcher

MARCH 31, 2022

As the leading strategic advisor to the insurance brokerage industry, Sica | Fletcher advises on substantially more transactions than any other advisor in the industry. If you have any interest in M&A transactions for insurance agencies and brokerages, you will not want to miss this analysis. The methodology was quite simple.

Acquisitions 52

Acquisitions Insurance M&A Private Equity 52

How2Exit

MAY 8, 2023

This negotiation process can be complex and may involve the use of lawyers, accountants, and other professionals. The company had multiple thousand accounts, with 80-90% of the customers having been with the company since the 1980s. Once the evaluation is complete, the buyer and seller must then negotiate the terms of the transaction.

Mergers and Acquisitions 130

Mergers and Acquisitions Profitability Mergers Business 130

How2Exit

MAY 29, 2023

He says that companies should focus on creating value, which starts with sales. This organization is dedicated to helping companies create value, not just individual sales. Business owners need to consider how their employees will be taken care of after the sale. Business owners should also consider the timeline for a sale.

Business 130

Business Sale IT Book-building 130

Growth Business

JULY 8, 2024

Lenders will want to know what your repayment plan looks like, i.e. how long it will take and how you will pay it off, such as a house sale. The lender will pay for the equipment and insurance for any period from one to seven years. They’re best for businesses who take a lot of their sales through card payments.

Business 98

Business Finance Finance Funds 98

Mergers and Inquisitions

MARCH 13, 2023

But since they were classified as “Held to Maturity” (HTM) on the Balance Sheet, they were not marked to market value – so this loss in market value did not affect the company’s regulatory capital: Not all the bank’s investments were in the HTM category; some were in the “Available for Sale” (AFS) category.

Banking 123

Banking Bank Funds Government 123

Lake Country Advisors

AUGUST 9, 2024

Understanding that Wisconsin’s manufacturing sector accounts for 20% of the state’s GDP, it becomes clear that this industry is vital to the local economy. The goal is not just to find a buyer but to maximize the value of your hard work and investment, leading to a prosperous sale.

Manufacturing 59

Manufacturing Business Sale Negotiation 59

How2Exit

AUGUST 2, 2023

Ron rn rn rn Reconciled provides industry-leading virtual bookkeeping and accounting services for busy business owners and entrepreneurs across the US. Stein highlights the role of AI in gathering and analyzing information from various sources, such as financial statements, bank accounts, and public records. ChatGPT is a standard.

Mergers and Acquisitions 130

Mergers and Acquisitions Mergers Acquisitions M&A 130

Francine Way

MAY 14, 2017

We will now go through a series of four blog posts that dive deeper into debt - specifically, the various considerations one ought to take into account when planning to use debt for an acquisition. It comes with an equity dilution on the company ownership and forces a timeline for company sale to create liquidity for the PE owner.

Debt 130

Debt M&A Trading Capital 130

Razorpay

SEPTEMBER 10, 2024

An Electronic Point of Sale (EPOS) system offers a modern handling of sales, inventory, and payments. What is EPOS (Electronic Point of Sale) System? Touchscreen Terminals: Provide a user-friendly interface for seamless sales processing and customer service. Read More About: What is POS System and How Does it Work?

IT 52

IT Sale Management Electronics 52

Peak Frameworks

AUGUST 24, 2023

Sales commissions and bonuses : Payments made to sales representatives based on their performance. These costs incentivize sales teams to achieve their targets. This includes the cost of transportation, packaging materials, and insurance. Shipping and freight costs : Expenses related to shipping products to customers.

Utilities 52

Utilities Private Equity Finance Finance 52

Peak Frameworks

AUGUST 24, 2023

Unsought Products Items consumers do not generally think of buying but purchase due to sudden events or perceived needs , like insurance or funeral services. MetLife, a leading insurance company, falls into this category. Notably, this accounted for roughly 0.6% Rolex or Gucci exemplify this category.

Private Equity 52

Private Equity Finance Finance Investment Banking 52