Global Banking & Finance

OCTOBER 12, 2024

By Kris Kowal Origination, relationship management, underwriting, loan servicing, portfolio monitoring, risk management, compliance, innovation and product development: That’s commercial lending. Commercial banks should be focusing on that “when.” That’s because, even if the GenAI tools were […]

Underwriting 59

Underwriting Risk Management Portfolio Management 59

Razorpay

AUGUST 9, 2023

Regular individuals have retail banks. Huge corporations have investment banks. The answer: Merchant banks. Merchant banks are a very important part of the financial ecosystem, since they support the largest chunk of businesses – the mid-sized ones. What is a Merchant Bank? billion).

Bank 52

Bank Banking Business Underwriting 52

Peak Frameworks

OCTOBER 30, 2023

While the term "bank" may conjure a monolithic image, the reality is far more nuanced. The world of banking can be broadly divided into: Retail Banks: Think of your local branch where you have your checking and savings accounts. For example, Wells Fargo and Bank of America are giants in this space. interest annually.

Bank 52

Bank Banking Proprietary Trading Investment Banking 52

Razorpay

DECEMBER 15, 2024

What is Private Banking? Private banking is a personalized financial and wealth management service provided by banks to high-net-worth individuals (HNWIs). It involves offering exclusive products, tailored advice, and one-on-one attention to help clients manage, grow, and protect their wealth.

Bank 52

Bank Banking IT Management 52

Razorpay

JULY 24, 2024

Identity Checks: Rigorous identity verification ensures the business’s legitimacy and minimizes fraud risks. Underwriting: Assess the business’s financial stability, creditworthiness, and risk profile. Some PSPs provide additional services like fraud detection, risk management, and reporting.

IT 40

IT Business Risk Assessment Risk Management 40

Razorpay

NOVEMBER 30, 2023

From being tagged as “shadow banks” at one point to now claiming the center stage in the country’s wealth creation journey, NBFCs in India have more than proven their worth and agility in the past few years. The product utilises our payouts technology, facilitating large-scale money disbursement for businesses through API banking.

Accountant 52

Accountant Book-building Business Financial Services 52

Razorpay

SEPTEMBER 12, 2024

For example, machine learning can spot irregular spending, such as large purchases or transactions from unexpected locations, and alert banks. Its instantaneous data processing will prove vital for risk analysis and credit underwriting. This speeds up transactions and maintains accuracy and consistency in payment operations.

Financial Institution 52

Financial Institution Business Securities IT 52