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The instruments can require significant documentation and mediation from both parties involved and historically, they have been more of a side-line market in the wider foreign exchange sphere, making them less liquid and less transparent, and also making it far easier to move markets.
The transaction limit for e-Mandate is Rs 1,00,000 per transaction for specific categories: subscription to mutual funds, payment of insurance premiums, and credit card bill payments. The NPCI mediates in case of any disputes or issues arising from such transactions and ensures compliance with the regulatory guidelines.
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