OfficeHours

AUGUST 25, 2023

In particular, new guidelines from the FDIC and Federal Reserve (among other governmental agencies) made it more difficult for banks to underwrite financings that resulted in debt-to-EBITDA ratios in excess of 6.0x. This capital is released once investors buy the debt off the banks’ balance sheets.

Private Equity 130

Private Equity Equities Debt Finance 130

Sica Fletcher

MAY 8, 2020

For owners and executives of private insurance brokers, Brown & Brown's first quarter earnings call provides a treasure trove of information. insurance brokers. Powell Brown, President and CEO of Brown and Brown Insurance commented: “The first quarter was an interesting one until early March. billion of debt given the 6.0x

Insurance 52

Insurance Retail Debt Broker 52

Sica Fletcher

MARCH 26, 2020

Many of our clients have asked us about the impact on insurance brokerage M&A of the pandemic and the resultant containment efforts. The Largest Strategic Players Tell Us Full Steam Ahead – The major strategic acquirors have informed us that they plan to continue to aggressively pursue acquisitions of insurance brokers.

Insurance 52

Insurance M&A Broker Economics 52

Sica Fletcher

AUGUST 18, 2020

What the Data Is Telling Us In our last few posts, we reported on what we perceived to be the trends in insurance agency and brokerage M&A in light of the pandemic and analyzed the reasons for these trends. They have enormous amounts of dry powder that they must deploy and continue to have access to very inexpensive debt.

M&A 52

M&A Insurance S&P Broker 52

Growth Business

MAY 15, 2024

You will need employers’ liability insurance, provide payslips, and manage payroll, though the last two here can be outsourced if you wish. More on sole traders Sole trade budgeting tips to avoid debt How to scale your business quickly The post Can a sole trader employ staff? appeared first on Growth Business.

Business 96

Business Insurance Trading Debt 96

Sica Fletcher

JULY 1, 2020

Update on Private Equity and Insurance Brokerages In our ,, previous article , we reported that the COVID-19 pandemic had not diminished the pace of mergers and acquisitions transactions we are seeing in the insurance agency and brokerage sector. The number of transactions we are working on has not abated. The question is, “Why?”.

Private Equity 52

Private Equity Insurance Debt Equities 52

Sica Fletcher

JUNE 2, 2020

Insurance Agency & Brokerage M&A Update Many of our clients have been asking us “now that the first phase of the coronavirus pandemic seems to be ending, where do things stand with insurance brokerage M&A?” As a result, they had and continue to have large pools of equity and debt capital to deploy in acquisitions.

Insurance 52

Insurance Broker Private Equity M&A 52

Wizenius

JUNE 21, 2023

Assess the technical, economic, and legal aspects of the project. Develop a risk mitigation strategy for each identified risk, such as structuring contracts to minimize exposure to regulatory changes or securing political risk insurance. A detailed understanding of the project's viability will be crucial in attracting investors.

Finance 52

Finance Finance Debt Government 52

Peak Frameworks

MAY 2, 2024

Credit Risk Mitigation: Strategies such as credit insurance, stringent customer vetting, and proactive receivables management can help mitigate the risks associated with credit sales. This approach requires careful consideration to ensure that reported revenues accurately represent economic reality.

Sale 52

Sale Accountant Financial Statement Business 52

The New York Times: Mergers, Acquisitions and Dive

MAY 1, 2023

The resolution of First Republic Bank came after a frantic night of deal making by government officials and executives at the country’s biggest bank.

Negotiation 98

Negotiation Government Bank Banking 98

Growth Business

NOVEMBER 23, 2023

They are thematic investors in fintech (financial services, real estate, insurance) and deep tech (AI enabled transformation, security, IoT), across B2C, B2B and B2B2C businesses. mortgages, insurance) software (e.g. Can provide a mixture of equity and mezzanine debt to businesses mostly at the Series A stage.

Investment 111

Investment Funds Capital Business 111

Wall Street Mojo

JANUARY 18, 2024

Some of these are banks, NBFCs, investment companies, brokerage firms, insurance companies and trust corporations. It refers to the possibility that the lender may not receive the debt's principal and an interest component, resulting in interrupted cash flow and increased cost of collection.

Financial Modeling 52

Financial Modeling Financial Models Debt Financial Institution 52

Wall Street Mojo

JANUARY 17, 2024

Further, statement of cash flow analysis is essential for corporate planning in the short run Short Run A Short Run in economics refers to a manufacturing planning period in which a business tries to meet the market demand by keeping one or more production inputs fixed while changing others.

Accountant 98

Accountant Finance Finance Profitability 98

Razorpay

DECEMBER 20, 2023

In today’s fast-paced world, they are indispensable for enabling economic activities across various business types, including e-commerce, brick-and-mortar stores, and more. No interest: You don’t accumulate debt as with credit cards. Interest: Accumulates debt if not paid in full, leading to high interest rates.

Accountant 52

Accountant Business Bank Banking 52

Focus Investment Banking

SEPTEMBER 4, 2024

PE refers to a form of investment where institutional investors—such as pension funds, mutual funds, and insurance companies—as well as wealthy individuals, provide capital to PE firms. In other words, they look for businesses that are resilient during economic downturns.

Business 52

Business M&A Private Equity Investors 52

M&A Leadership Council

JUNE 18, 2024

Utilize PEST analysis to assess political, economic, social, and technological factors. Risk Mitigation: Develop strategies to mitigate or manage each identified risk: Implement financial hedging and insurance solutions for financial risks. Key Components of an M&A Risk Assessment 1.

Risk Assessment 52

Risk Assessment M&A Mergers and Acquisitions Risk Management 52

M&A Leadership Council

JUNE 18, 2024

Utilize PEST analysis to assess political, economic, social, and technological factors. Risk Mitigation: Develop strategies to mitigate or manage each identified risk: Implement financial hedging and insurance solutions for financial risks. Key Components of an M&A Risk Assessment 1.

Risk Assessment 40

Risk Assessment M&A Mergers and Acquisitions Risk Management 40

Cooley M&A

DECEMBER 15, 2020

The portfolio was owned by Strategic Hotels & Resorts LLC, a Delaware limited liability company and indirect subsidiary of Anbang Insurance Group, a corporation organized in the People’s Republic of China. billion, a portion of which was to be funded with third-party debt.

M&A 40

M&A Business IT Negotiation 40

GillAgency

FEBRUARY 10, 2022

For example, a buyer may not assume a debt or take over a piece of real estate. In this section you should discuss about the conditions of your industry – impacts of legal, regulatory, political, technological, economic and environment on your business. They may exclude some assets and/or liabilities based on mutual negotiations.

Business 52

Business Sale Broker IT 52

Sica Fletcher

APRIL 16, 2020

Many clients have asked us our views about how the COVID-19 pandemic will affect the insurance brokerage industry broadly and the M&A and strategic market for brokers in particular. The Insurance Business is a GDP Business – That is the Big Risk What do we mean when we say that the insurance business is a GDP business?

Insurance 52

Insurance Business IT Economics 52

Sica Fletcher

FEBRUARY 9, 2021

As we have reported throughout the year, the M&A market for insurance brokers remained at peak, pre-pandemic levels despite all of the public health, political, social, and economic dislocations. S&P reported that the number of insurance brokerage transactions closed in 2020 slightly exceeded those in 2019.

Capital 52

Capital IT Economics Insurance 52

Mergers and Inquisitions

NOVEMBER 20, 2024

To add a growth equity spin, you can talk about wanting to understand operations and unit economics to evaluate companies. A: You like industries such as tech and healthcare, you like to understand markets, unit economics, and operations, and you want to invest in high-growth companies that need capital. Q: Why growth equity?

Private Equity 59

Private Equity Equities Capital Valuation 59

Cooley M&A

MARCH 17, 2020

As a result of this unprecedented social and economic uncertainty, we are counseling clients interested in mitigating impacts of COVID-19. Most private acquisition agreements contain purchase price adjustments to address fluctuations in a target’s debt, cash and working capital (among other things) between signing and closing.

Negotiation 40

Negotiation M&A Stock Insurance 40

Mergers and Inquisitions

MARCH 19, 2025

The broad divide is how economically sensitive each vertical is. Matt Stoller has an excellent article summing up the companys problems , but the short version is that it came under severe margin pressure due to pharmaceutical pricing : Health insurance companies in the U.S. So, what is Sycamores plan? are unprofitable.

Private Equity 59

Private Equity Retail Equities Mergers and Acquisitions 59