The TRADE

JANUARY 4, 2024

In a letter to ESMA, the Association for Financial Markets in Europe (AFME) was against the immediate shift to T+0, stating: “We emphasise that we do not consider a default T+0 settlement cycle for securities transactions to be a realistic or desirable near-term policy objective.” asset-backed securities)”. to just over £2.6

Trading 72

Trading Risk Management Capital Market IT 72

Razorpay

JANUARY 19, 2024

Limited credit access: Businesses with zero-balance accounts may struggle to secure loans or lines of credit due to perceived financial instability. Improved Cash Flow – With real – time insights into finances , businesses can manage their cash flow more efficiently and reduce their chances of running low on funds.

Accountant 98

Accountant Banking Bank Business 98

Wall Street Mojo

JANUARY 17, 2024

Financial institutions with good credit ratings offer swap facilities to clients and charge fees from brokers. Risk is diversified through dispersal of swap transactions among many clients. The financial institution who are the market maker of the swap, execute it in exchange for a fee. every month.

Financial Institution 91

Financial Institution Banking Bank Financial Models 91

Mergers and Inquisitions

MARCH 22, 2023

I explained the reasons for Silicon Valley Bank’s failure in last week’s article : incompetent risk management, massive losses on HTM securities, and a run on the bank that created the need to sell securities at a loss and get cash to cover the withdrawals. By contrast, Credit Suisse barely had any HTM securities.

Banking 98

Banking Bank Government Investment Banking 98

Razorpay

JULY 24, 2024

In today’s competitive landscape, secure payment processing is paramount for businesses. This process establishes an efficient and compliant payment system, improving customer trust, reducing fraud risks, and smoothening transactions. This process is critical for security and compliance. What is Merchant Onboarding?

IT 40

IT Business Risk Assessment Risk Management 40

Razorpay

SEPTEMBER 12, 2024

This active approach improves security, efficiency, and accuracy by adapting to new patterns and emerging threats in real-time. Voice Recognition: Adds an additional security layer by verifying voice patterns to ensure only authorized individuals complete transactions. It can manage complex processes without fatigue or oversight.

Financial Institution 52

Financial Institution Business Securities IT 52

Razorpay

DECEMBER 15, 2024

Comprehensive Wealth Management Private banking integrates multiple financial services under one umbrella, offering a holistic approach to managing wealth. Clients benefit from expert advice on: Investment strategies tailored to their risk tolerance and goals. Retirement planning to secure their financial future.

Banking 52

Banking Bank IT Management 52

Razorpay

NOVEMBER 30, 2023

This credible robust infrastructure has paved the way for financial institutions, including the NBFCs, to reach areas that were earlier dismissed as “unserviceable.” The NBFC-Fintech collaboration NBFCs are strategically investing in new technologies and establishing partnerships with financial institutions and FinTech companies.

Accountant 52

Accountant Book-building Business Financial Services 52

How2Exit

FEBRUARY 23, 2023

There are a number of organizations and programs that exist to support SMBs, including business associations, government agencies, and financial institutions. This is the process of reviewing and evaluating a company's operations, processes, and systems in order to assess its efficiency, effectiveness, and risk profile.

Business 130

Business Negotiation DCF Acquisitions 130

Devensoft

JUNE 13, 2023

Financial Institutions : Banks, investors, and other financial institutions that have a stake in the organization’s financial performance and stability are important stakeholders. Changes resulting from integration or divestiture may impact financial agreements, loan terms, or investment strategies.

M&A 52

M&A Mergers Mergers and Acquisitions Management 52

The TRADE

APRIL 30, 2024

Over the past two decades, several critical financial market regulations have been implemented globally, particularly in response to the 2008 Global Financial Crisis (GFC). The years following 2008’s GFC experienced continued financial regulatory reform.

Financial Institution 69

Financial Institution Financial Market Risk Management Banking 69

The TRADE

FEBRUARY 28, 2025

Post global financial crisis, regulators were obviously focused on the financial stability of the global banking system. Much work has been done to increase capital requirements, enhance risk management, improve liquidity, reduce leverage, and improve oversight. Third is the need for scalability. Next stop, T+0.

Financial Institution 59

Financial Institution Trading Architecture Risk Management 59

The TRADE

DECEMBER 31, 2024

Other areas of focus set to redefine the industry landscape include the continued adoption of AI in trading applications, the growth of tokenised securities and digital currencies, the electronification of securities lending, the move toward a real-time middle office and the standardisation of carbon emissions.

Trading 52

Trading Management Financial Institution Investment 52

Razorpay

MARCH 24, 2025

Regulatory Compliance: Transactions flagged for risk management or non-compliance with NPCI guidelines may be returned. When an ACH payment fails, it triggers communication between the receiving depository financial institution (RDFI) and the originating depository financial institution (ODFI).

IT 40

IT Accountant Banking Bank 40