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Retail Banking vs Corporate Banking

Razorpay

Regular retail banks provide financial services to individuals but are not equipped to service businesses. Corporate banking provides businesses financial services like account holding, loans, capital, vendor management, and more. They manage all aspects of a business's financial needs. Check out RazorpayX!

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Transaction Motive

Wall Street Mojo

What Is A Transaction Motive? Transaction motive refers to the desire to hold cash to facilitate everyday cash-based financial transactions such as business and personal needs, covering payroll, purchases, and bill payments. Two major factors drive its functioning: the level and frequency of transactions.

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What are Payment Operations?: Importance, Challenges, and Best Practices

Razorpay

This includes initiating and processing payments, fraud detection, compliance, handling disputes, resolving issues, managing international transactions, reconciliation, and accounting. It involves integrating various elements to ensure efficient and secure financial transactions.

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Unpacking the 20 most impact financial regulations from the last 20 years

The TRADE

The implementation of Basel III did, however, face a range of challenges , particularly in relation to its potential impact on bank profitability and lending activities. Higher capital requirements have come about for market participants, namely for financial institutions as it has impacted their profitability and trading strategies.