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Retail Banking vs Corporate Banking

Razorpay

Regular retail banks provide financial services to individuals but are not equipped to service businesses. Corporate banking provides businesses financial services like account holding, loans, capital, vendor management, and more. Check out RazorpayX!

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Transaction Motive

Wall Street Mojo

What Is A Transaction Motive? Transaction motive refers to the desire to hold cash to facilitate everyday cash-based financial transactions such as business and personal needs, covering payroll, purchases, and bill payments. Two major factors drive its functioning: the level and frequency of transactions.

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Current Accounts: Understanding and Maximising Business Banking

Razorpay

This accessibility allows for seamless and efficient management of day-to-day financial transactions, including purchases, bill payments, and withdrawals. These can include cash management services, merchant services for card payments, business loans, and specialized account options to support business operations and financial growth.

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Unpacking the 20 most impact financial regulations from the last 20 years

The TRADE

The European Securities and Markets Authority (ESMA) has been vocal in the development of rules and guidelines regarding the use of artificial intelligence in the financial market, having released a risk analysis report in February 2023. A key determinant of the regulation is ESMA’s rules on AI is the promotion of responsible AI use.