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Retail Banking vs Corporate Banking

Razorpay

Regular retail banks provide financial services to individuals but are not equipped to service businesses. Corporate banking provides businesses financial services like account holding, loans, capital, vendor management, and more. Corporate banking and retail banking might provide similar services but are vastly different.

Retail 52
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The Open Banking Challenge: Ensuring Compliance with API Standards for the Financial Industry

Global Banking & Finance

By Jamie Beckland, Chief Product Officer at APIContext For banks, retailers and enterprise businesses, open banking and application programming interfaces (APIs) are a powerful combination that streamlines how financial data is exchanged.

Bank 45
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The Art of Acquisition: Building a Stronger Business through Strategic Mergers

Sun Acquisitions

In business, mergers and acquisitions are often perceived through the lens of financial transactions and corporate strategy. By combining Amazon’s technological prowess with Whole Foods’ expertise in fresh and organic products, the two companies were able to redefine the future of retail.

Mergers 59
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Transaction Motive

Wall Street Mojo

What Is A Transaction Motive? Transaction motive refers to the desire to hold cash to facilitate everyday cash-based financial transactions such as business and personal needs, covering payroll, purchases, and bill payments. Two major factors drive its functioning: the level and frequency of transactions.

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Faster, Smoother, Better: Introducing Razorpay UPI’s latest innovations

Razorpay

billion transactions were carried out through UPI in India. The future too looks extremely bullish – UPI is expected to account for 90 percent share of retail digital transactions volume in the next five years, up from 75.6 Accepting payments via UPI should be as seamless as the transaction itself.

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Investment Banking – Meaning, Functions and More

Razorpay

Investment banking is a branch of banking that organizes and enables large, complex financial transactions for businesses, like mergers, IPOs or underwriting. Investment banks help business with complex financial transactions like IPOS and mergers & acquisitions. What is Investment Banking?

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Guide to Payment Methods, How to Accept with Pros and Cons

Razorpay

Point of Sale (POS) Terminals POS terminals are common in retail stores. Things to Consider While Selecting Payment Methods When selecting payment methods for financial transactions, consider factors such as security, convenience and cost-effectiveness. Businesses need to ensure that QR codes are secure from tampering 11.