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D2C Insurance Industry: Overcoming Top 4 Cash Flow Challenges

Razorpay

Over the past decade, India’s Direct-to-Consumer (D2C) insurance industry has experienced remarkable growth, fuelled by rising incomes and increased awareness. In this blog post, we delve into the unique cash flow challenges faced by D2C insurers and explore how Razorpay Line of Credit can help.

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How the Growth of Private Credit is Impacting Private Equity

OfficeHours

Following the GFC, the government enacted new regulations that limited banks’ abilities to underwrite highly leveraged financing. The buyer universe for this debt most often includes collateralized loan obligation (“CLO”) funds, high-yield mutual funds, insurance companies, and other similar institutional buyers.

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Representation & Warranty (R&W) Insurance – Current Market Trends

Cooley M&A

Over the last decade the use of R&W insurance in merger and acquisition transactions has grown exponentially. From 2008 to 2018, the total R&W policies bound per year in North America rose from 40 deals, providing $541 million of coverage to 1500+ R&W insurance transactions, providing aggregate coverage of $38.6 Advantages.

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How Merchant Banks Help Businesses Grow and Succeed

Razorpay

They may help with underwriting, fundraising, credit or financial advice. Fundraising Merchant banking helps businesses raise funds from the public by issuing shares and debentures, rights issues of shares, preferential allotment of shares, private placement of shares and debentures, and other instruments. What is a Merchant Bank?

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Mergers and Acquisitions Volumes Down 60%

Street of Walls

Equity mutual funds experienced net outflows of $4.4 Net outflows from equity mutual funds totaled $22.9 Equity mutual funds have experienced $29 billion of net outflows thus far in 3Q12 after experiencing net outflows of $22 billion in 2Q12 and $80.7 Average daily U.S. billion of net outflows experienced in December 2011.

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Investment Banking Deals Improved 16%

Street of Walls

Equity mutual funds experienced net outflows of $5.2 Equity mutual funds experienced $40.8 3Q12 experienced the highest level of net outflows from equity mutual funds since the $64.1 Equity mutual funds experienced $40.8 3Q12 experienced the highest level of net outflows from equity mutual funds since the $64.1

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M&A Dealflow Declined 12% to $39.8 billion

Street of Walls

Equity mutual funds experienced net outflows of $5.9 Net outflows from equity mutual funds totaled $18.4 Equity mutual funds have experienced $24.6 Investment banking volumes were soft across the board as activity slowed as expected heading into the holiday weekend Equity underwriting volumes of $4.5 Average daily U.S.

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