Sica Fletcher

MAY 15, 2024

This article breaks down the question, “how much is my insurance agency worth” in further detail, but the table below provides a surface-level overview based on varying degrees of revenue and operating expense: How Much Is My Insurance Agency Worth: A Breakdown Answering the question, “how much is my insurance agency worth?”

Insurance 52

Insurance M&A S&P Valuation 52

Focus Investment Banking

MARCH 10, 2025

Know the timeline After a sale, buyers often expect you to stay on for one to two years as an employee or consultant. Missing this detail could complicate or kill the deal, delay your plans, or reduce the sale price. Corporate structure Whether youre a C-Corp or S-Corp can affect taxes at sale. This derisks the org.

Investment 52

Investment Book-building Sale Business 52

Sica Fletcher

MARCH 12, 2024

As one of the most active M&A firms in the insurance sector, we are frequently asked how insurance agency valuations work. This article discusses the fundamentals of insurance agency valuations, plus a few lesser-known factors that play into these processes before we give an overview of the insurance M&A market in 2024.

Valuation 52

Valuation Insurance M&A Profitability 52

Sica Fletcher

MARCH 26, 2024

This article outlines how to sell an insurance agency by chronological steps, with a quick overview of the process in the table immediately following. We also include some key insights we’ve gathered over several decades of selling insurance agencies. Insurance agency M&A transactions take one of two forms: Auction.

M&A 52

M&A Insurance Valuation Advisory 52

IBG

MARCH 14, 2024

In virtually every business sale, the purchase agreement contains a section in which the seller makes certain “representations and warranties” (R&Ws) regarding the state of their company. As compared to the demands and economics of escrows, insurance stands as a viable alternative.”

Sale 52

Sale Business M&A Insurance 52

IBG

SEPTEMBER 11, 2024

In most business sales, the purchase price is largely based on some multiple of the subject company’s net revenues and adjusted earning capacity. This article describes the financial information that buyers are likely to request and how you can be ready to provide it.

Sale 52

Sale Business Financial Statement Profitability 52

Cooley M&A

DECEMBER 3, 2019

Over the last decade the use of R&W insurance in merger and acquisition transactions has grown exponentially. From 2008 to 2018, the total R&W policies bound per year in North America rose from 40 deals, providing $541 million of coverage to 1500+ R&W insurance transactions, providing aggregate coverage of $38.6 Advantages.

Insurance 40

Insurance Underwriting Mergers and Acquisitions M&A 40

Razorpay

JULY 14, 2024

In today’s retail environment, Point of Sale (POS) machines are essential for businesses, facilitating smooth transactions and enhancing customer experience. Education, Fuel, Insurance, Transport 1.00% 1.00% Others 1.75% 1.75% Head over to Razorpay POS to learn more. After that the below special rates apply.

Sale 52

Sale Transportation Education Business 52

Lake Country Advisors

JULY 25, 2024

These matters are pertinent to a business sale, as Harvard Business Review estimates that 70% to 90% of deals fail to achieve desired results, often because of inadequate due diligence. This requires you to: Review marketing strategies and sales performance. Review insurance coverage. Negotiate the terms and conditions.

Business 104

Business Mergers and Acquisitions Negotiation Risk Assessment 104

Lake Country Advisors

AUGUST 9, 2024

The goal is not just to find a buyer but to maximize the value of your hard work and investment, leading to a prosperous sale. Preparing Your Manufacturing Business for Sale Conducting a comprehensive business valuation is essential in preparing your business for sale.

Manufacturing 59

Manufacturing Business Sale Negotiation 59

IBG

JANUARY 31, 2023

If you have been through a business purchase or sale, you have likely experienced the unique tension and strife common to that phase of the deal known as “due diligence.” While it takes work, due diligence helps squeeze risk out of a sale, protecting the buyer and the seller.

Sale 52

Sale Business M&A Mergers and Acquisitions 52

How2Exit

MAY 8, 2023

Once the evaluation is complete, the buyer and seller must then negotiate the terms of the transaction. This negotiation process can be complex and may involve the use of lawyers, accountants, and other professionals. Once the due diligence is complete, the buyer and seller must then negotiate the purchase price.

Mergers and Acquisitions 130

Mergers and Acquisitions Profitability Mergers Business 130

The M&A Lawyer

AUGUST 31, 2015

However, successful asset sales require quite a bit more than a pair of tweezers and steady hands. These agreements, at their most basic level, provide for the sale of tangible and intangible assets and liabilities of a seller to a buyer in return for cash or some other form of consideration ( i.e. , something of value).

M&A 130

M&A Government Business Sale 130

Sun Acquisitions

MARCH 8, 2022

Enterprise Insurance Policies. Every document – financials, customer records, vendor contracts, sales reports, expense reports, tax returns – will be carefully examined. They are verifying the claims made in the initial negotiation stages. It’s worth noting that you might not need all the documents presented on these checklists.

Business 98

Business M&A Finance Finance 98

How2Exit

MARCH 24, 2023

To do this, he obtained his insurance and securities licenses and started helping developers raise money. You can also use systematic methods, such as Sales Navigator, Zoom Info, or Crunch Base, to find potential acquisitions that meet your criteria. Additionally, it is important to be creative in the negotiation process.

M&A 130

M&A Business Mergers and Acquisitions Investors 130

Francine Way

MAY 14, 2017

They can be prepaid based on negotiation, and this flexibility comes with an attractive pricing (LIBOR + 300-350 bps). Mezzanine or Sub Debt: Varies in size (smallest would be $5M), 7-10 years with no amortization (balance paid at maturity), unsecured, and provided by insurance companies, pension funds, and mezzanine private / public funds.

Debt 130

Debt M&A Trading Capital 130

How2Exit

MARCH 1, 2023

Joel believes that a lot of the stuff that people uncover during the negotiation process should have been known before the negotiations process. Finally, creative insurance products may also be available, but this is an area that requires expert advice and research. Bringing a lawyer in too early can be a mistake.

M&A 130

M&A Business Mergers and Acquisitions Negotiation 130

Focus Investment Banking

OCTOBER 7, 2024

The evaluation process used by M&A professionals to transact a business sale is often quite different from the processes used by owners and executives to manage those businesses. If you’re getting involved with a merger or an acquisition, this book will help you gain a thorough understanding of what the heck is going on.

Mergers 52

Mergers Acquisitions Mergers and Acquisitions M&A 52

Razorpay

AUGUST 20, 2023

The amount tends to be recurring regardless of sales or production. Some of the common fixed costs are employee salaries, interest, rent, insurance, lease, insurance, utility payments, phone service, advertising costs, amortization, and more. Tip 2: Conduct research and choose insurance plans that come with lower premiums.

Business 52

Business Profitability Sale Utilities 52

Sun Acquisitions

DECEMBER 16, 2022

assist you in securing potential buyers, negotiate the asking price and, manage all the legal aspects of the deal. 2. Prepare the Business for Sale. Buyers may have a handful of potential businesses being presented to them for sale. 5. Assess Offers and Negotiate a Sale. 6. Closing the Sale.

Manufacturing 52

Manufacturing Business Broker Negotiation 52

The M&A Lawyer

AUGUST 25, 2015

At their most basic level, these agreements provide for the sale of shares in a target company to a buyer in return for cash or some other form of consideration ( i.e. , something of value). Article 2 of a standard SPA will usually provide the specific terms of the sale of the stock. Article 2: The Transaction. absence of conflicts.

Stock 130

Stock M&A Government Mergers and Acquisitions 130

Sun Acquisitions

FEBRUARY 3, 2023

1. Preparation for Sale If your exit strategy is a sale, it’s important that you take sufficient time to get the business ready to be put on the market. 3. Business Marketing With your business ready for sale and a business valuation done, it’s time to enter the marketplace. Your business may be worth more.

Business 52

Business IT Broker Sale 52

How2Exit

SEPTEMBER 15, 2024

– Ray Drew "The SBA 7(a) is an insurance policy that helps mitigate our risk so that we can make these loans which wouldn't be approved conventionally." Once the commitment is secured, the closing phase ties up all the loose ends, from negotiating purchase agreements to obtaining necessary insurances.

Business 130

Business Acquisitions Underwriting Finance 130

RKJ Partners

AUGUST 6, 2017

It is imperative to maintain confidentiality throughout the sale process and to take measures that will guard against competitors, employees, vendors and customers learning of an impending sale. In general, it can take from 3 to 18 months to complete a business sale, with the most common range of 6 to 12 months.

M&A 40

M&A Sale Negotiation Investment Banking 40

Sica Fletcher

MARCH 10, 2020

Here are some of the issues you should consider: 1) Getting to the Right Value (10 Times 0 Is Still 0) Preparing a company for sale to achieve the best result requires a fair amount of advanced preparation. We have negotiated so many of these agreements that we know the issues, risks, and hot points of each buyer.

Private Equity 52

Private Equity Insurance Business Equities 52

Sun Acquisitions

JULY 13, 2022

This is more than enough incentive to seek out a discreet sale. The type of market you choose to take your business to does influence the level of discretion you can anticipate during the sale. This is a dream situation for most buyers, giving them leeway to negotiate terms and conditions to their liking. Let’s find out.

Business 52

Business Sale M&A Broker 52

Sun Acquisitions

JANUARY 17, 2023

As a seller, brokers have the expertise and experience to help you find potential buyers, negotiate terms of the sale, and handle all the various paperwork that’s involved. A shrewd business broker will be able to facilitate negotiations if a strategic buyer is identified. 3. Sell to a Financial Buyer.

Healthcare 52

Healthcare Business Broker Private Equity 52

Sun Acquisitions

MAY 26, 2022

Where do business owners go to list their businesses for sale? An additional advantage of working directly with a broker is that from the start of the sale until its end, you have a professional team to guide you, make recommendations, and negotiate on your behalf. Local Chamber of Commerce. Online Listing Websites. ExitAdviser.

Business 52

Business Broker Investment Banking Mergers and Acquisitions 52

Sun Acquisitions

NOVEMBER 29, 2022

Whatever your motivation for selling, we’re sure you want a seamless transition in which you walk away with a decent profit from the sale. This way, you’ll be able to fully justify your asking price and walk away knowing that you negotiated from an informed point of view. Step #1 Strategically Increase Your HVAC Business Value.

Business 52

Business Valuation Broker Book-building 52

Sica Fletcher

OCTOBER 16, 2024

For example, an HNW firm with a dedicated sales team following an established account-based marketing (ABM) campaign is more likely to have a high RIA valuation multiple, despite the inherent client concentration issue in that model.

Valuation 52

Valuation Mergers and Acquisitions M&A Insurance 52

Software Equity Group

FEBRUARY 26, 2024

During negotiations and discussions with advisors or potential buyers, an understanding of key financial and operational metrics is crucial. G&A: General & Administrative G&A is an operating expense that includes the daily costs of operating a business regardless of sales or other business activity.

Discounted Cash Flow 52

Discounted Cash Flow M&A Profitability S&P 52

Sun Acquisitions

JUNE 15, 2022

Step 1: Determine Your Motives for the Business Sale. During business valuation, an experienced appraiser will conduct an in-depth examination of your operations, assets, sales, and management while factoring in market conditions to give you an estimated value of your business. Why are you selling your business? What’s your motive ?

Business 52

Business Broker M&A Sale 52

Wizenius

MARCH 25, 2023

The company made a provision for this amount, which was later added back to EBITDA during negotiations with potential buyers of BP assets. billion provision for long-term care insurance claims, which was excluded from its adjusted EBITDA. reported net sales of $274.5 GE: In 2017, GE made a $6.2

Insurance 52

Insurance IT Investment Shares 52

RKJ Partners

AUGUST 6, 2017

Meanwhile, equipment financing allows a company to borrow against the equipment it purchases, such as computers, manufacturing equipment or other assets, and frees up the equity dollars that would have otherwise been spent to obtain such items for higher value add use, namely research and development or sales and marketing.

Debt 40

Debt Capital Raising Capital Equities 40

Software Equity Group

MARCH 26, 2024

Vista is a significant player in SaaS, having made five investments in 2023 in companies like Duck Creek Technologies, a core systems provider for the insurance industry, subscription management analytics firm TRG Screen, and integrated payments platform EngageSmart.

Private Equity 52

Private Equity Equities Investment Portfolio 52

Sun Acquisitions

MARCH 29, 2024

Negotiate favorable terms that align with your business’s cash flow and profitability. This could involve risk insurance, contingency plans, or renegotiating the financing terms. Safeguarding your investment in such sales requires a diligent and comprehensive due diligence process.

Mergers and Acquisitions 64

Mergers and Acquisitions Finance Finance Acquisitions 64

GillAgency

FEBRUARY 10, 2022

Do not use your company email to discuss anything regarding the sale with anyone. After the sale your email and files will become the property of your buyer. And soon, Baby Boomers are going to a big percentage of all the businesses for sale. 15.4.3 Do not feel uncomfortable to push back.

Business 52

Business Sale Broker IT 52