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What is an Insurance Underwriter? (Definition and Key Responsibilities)

Peak Frameworks

An insurance underwriter is a professional responsible for evaluating the risk of insuring a person or asset and determining policy terms. Their job is to meticulously weigh the risk-reward ratio of every potential policyholder. The Process of Underwriting Risk Assessment Let's take the example of life insurance.

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What are ESG (Environmental, Social, and Governance) Scores?

Peak Frameworks

An ESG Score is a quantitative way to assess a company's performance in these areas, providing a holistic view of its operations beyond mere financial performance. The ESG Score plays a critical role in today's investment decisions. Companies with eco-friendly practices tend to score higher.

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What is Private Banking and How Does It Work?

Razorpay

The services offered by a private banker include customized wealth management plan that may include investment strategies, asset allocation, and other financial solutions. The process typically begins with an in-depth consultation to understand the client’s financial goals, risk appetite, and specific needs.

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AI in Payments: How AI is Transforming the Payments Industry?

Razorpay

Risk Management and Credit Scoring AI analyses various data points, including transaction history, spending patterns, and social behaviour, to generate accurate credit scores and perform risk assessments. Its instantaneous data processing will prove vital for risk analysis and credit underwriting.