Sica Fletcher

APRIL 30, 2024

Selecting the Valuation Method Insurance agency valuations typically occur in one of the following four methodologies EBITDA (Earnings before Interest, Taxes, Depreciation, and Amortization): A calculation of an insurance agency's profitability calculated by subtracting taxes and operating expenses from its overall revenue.

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Insurance Valuation M&A S&P 52

Software Equity Group

FEBRUARY 26, 2024

During negotiations and discussions with advisors or potential buyers, an understanding of key financial and operational metrics is crucial. The following acronyms are frequently used to assess a company’s performance, financial health, and market positioning.

Discounted Cash Flow 52

Discounted Cash Flow M&A Profitability S&P 52

Sica Fletcher

JUNE 14, 2024

Factors Affecting EBITDA Because EBITDA refers to a general assessment of an insurance agency’s profitability, factors affecting it are those that relate to the agency's bottom line. S&P Global Data, PitchBook, PWC) or through M&A indexes provided by M&A advisory firms.

Insurance 52

Insurance Valuation M&A S&P 52

Sica Fletcher

APRIL 2, 2024

In deals with the highest earnout, business owners turn to a specialized M&A advisory firm to handle negotiations and oversee valuations. Founders Michael Fletcher and Al Sica are two of the industry's leading dealmakers who have advised on over $16 billion in insurance agency and brokerage transactions since 2014.

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M&A Insurance S&P Broker 52

Sica Fletcher

MAY 15, 2024

In addition, third-party M&A institutions like S&P Global Data or Statista can provide more generalized data. Ask an Advisor Not only will an experienced M&A advisor have a better idea of how your insurance agency will be valued, they can also help you negotiate an even better payout when you take it to market.

Insurance 52

Insurance S&P M&A Valuation 52

Sica Fletcher

OCTOBER 23, 2024

It also opens the door for savvy buyers to talk them out of millions of dollars when it comes time for negotiations. How much higher, however, depends on the marketing process, due diligence, and negotiations as handled by your M&A advisor.

Valuation 52

Valuation M&A Insurance S&P 52

Sica Fletcher

SEPTEMBER 17, 2024

This is why it’s so important to have an experienced partner on your team handling the valuation and all associated negotiations. What qualifies as a non-recurring expense when calculating the adjusted EBITDA for insurance agencies is often enthusiastically negotiated by your team and the buyer’s.

Insurance 52

Insurance Valuation Profitability M&A 52

How2Exit

MARCH 23, 2023

Knowing the buyer's needs and goals can help you to negotiate a deal that is in the best interest of both parties and to ensure that you get the highest possible price for the business. Without accurate financials, it’s impossible to get an accurate evaluation of the business. Transferability is also key.

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M&A Business Book-building Sale 130

Sica Fletcher

SEPTEMBER 12, 2024

Changes in the Valuation Process Valuation is the first formal step in the M&A deal process, taking place once the seller has gathered all their preliminary documents and made any necessary changes to the company's internal structure to make it more profitable. Think Long-Term.

Insurance 52

Insurance Valuation M&A S&P 52

Sica Fletcher

OCTOBER 16, 2024

As the Baby Boomer Generation enter their golden years, it's very likely that we will see increased valuations in the coming decade as more and more people seek retirement planning services. We see no reason to believe this trend will change, but robo-advisors will remain on the periphery, pushing RIAs to greater degrees of service.

Valuation 52

Valuation Mergers and Acquisitions Insurance M&A 52

Sica Fletcher

JULY 23, 2024

This means that they often lack the specialized industry knowledge to effectively negotiate your deal. Consult data sources like S&P Global data to get an idea of a firm’s activity within the industry. Are you meeting the firm’s principals?

M&A 52

M&A Insurance S&P Valuation 52

Sica Fletcher

JULY 2, 2024

For example, knowing how much equity the buyer has utilized in previous deals can give you a good idea of what to expect when you finally sit down at the negotiating table. Keep a close eye on earnouts, post-closing employment contracts, and how well a buyer supports the seller following the finalized negotiations.

Insurance 52

Insurance M&A Private Equity Advisory 52

Sica Fletcher

MARCH 26, 2024

Due Diligence, Final Negotiations, & Closing Due diligence essentially takes the form of a secondary valuation the buyer conducts to uncover any potential risks in your company that have not already been discussed. Your attorney, in particular, should take the lead on final negotiations. Learn more at , ,, SicaFletcher.com.

M&A 52

M&A Insurance Valuation Advisory 52

Sica Fletcher

JULY 31, 2024

Get an Advisor Having observed the trend of buyers actively looking for self-represented agencies and brokerages, it's important – now more than ever – to ensure you retain adequate representation before taking your company to market. The following sections detail our team’s advice for agency owners considering a transaction.

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M&A Insurance Debt Equities 52

Sica Fletcher

SEPTEMBER 3, 2024

Risks When Selling an Insurance Agency Book of Business Once it’s been valued, marketed, and reviewed, the final steps in selling an insurance agency book of business are the final negotiations and closing. Financing options offered by the seller, based on the book's performance over time. Much rarer in BoB sales.

Insurance 52

Insurance Business Valuation M&A 52

Razorpay

SEPTEMBER 23, 2024

The p ayment processor handles this conversion before settling the transaction with your bank, the foreign transaction fee is applied accordingly. Negotiating Fees Frequent travellers or businesses should negotiate with their bank or credit card issuer for reduced or waived foreign transaction fees.

IT 40

IT Bank Banking Accountant 40

InvestmentBank.com

OCTOBER 24, 2019

With larger physician networks and access to specialist’s hospitals also gain negotiating leverage with insurers and can participate in alternative payment models, such as capitated and bundled payments, through vertical integration. Is Healthcare’s M&A Trend Softening? Retrieved May 20, 2019, from [link] [3] Bees, J.

Hospitality 40

Hospitality Private Equity Equities Acquisitions 40

Sica Fletcher

MARCH 12, 2024

This has been especially relevant over the last 18 months, with macroeconomic pressures making deals more difficult to negotiate. According to S&P Global, Sica | Fletcher ranked as the #1 advisor to the insurance industry for 2017-2023 YTD in terms of total deals advised on. Learn more at , ,, SicaFletcher.com.

Valuation 52

Valuation Insurance M&A Profitability 52

Sica Fletcher

JUNE 20, 2024

PE firms rely on leveraged buyouts (LBOs) for the lion's share of their deals, which often involve using the acquired company’s assets as collateral to insure the loan used to purchase it. The following subsections detail those strategies as well as actionable insights and suggestions on what to do in the coming year(s).

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M&A Insurance Valuation Equities 52

Mergers and Inquisitions

SEPTEMBER 20, 2023

A: For this one, you should find highly specific markets – such as P&C insurance technology rather than “fintech” – and argue that others have overlooked them for reasons X, Y, and Z, but they could potentially create billion-dollar startups. The ownership is clear, but priced rounds take longer to negotiate and may be more expensive.

Capital 59

Capital Valuation Investment Portfolio 59

How2Exit

OCTOBER 7, 2024

E247: Why Accurate Financials are Key to Success in Buying, Selling, and Valuing Businesses - Watch Here About the Guest(s): Ryan Hutchins is an accomplished entrepreneur and expert in the field of mergers and acquisitions. A QOE engagement, he explains, "provides a pure deep dive beyond what you read in a P&L or a tax return."

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Business Mergers and Acquisitions Valuation Acquisitions 130

The Deal

AUGUST 15, 2023

’s Competition and Markets Authority continued review of its Activision Blizzard Inc. “Sony is probably the most likely company to go looking for a big publisher,” Neil Barbour of S&P Global Inc. ‘s (SPGI) Kagan said in an email. If Microsoft Corp. MSFT) can navigate the U.K.’s

S&P 52

S&P Bulge Bracket Entertainment Mergers and Acquisitions 52

Cooley M&A

JANUARY 20, 2022

While 2020’s M&A landscape was characterized by whiplash volatility from choppy deal activity in the first half of the year to a surge in volume in the second half, that momentum accelerated in 2021, with no signs of slowing down heading into 2022. on transactions over 2019’s mega?mergers. General trends in life sciences M&A.

M&A 40

M&A Mergers and Acquisitions Pharmaceutical Mergers 40

Lake Country Advisors

JANUARY 21, 2025

Assessing the Business’s Financial Health The financial health of a business is one of the most reliable indicators of its potential as an investment. Without a clear picture of the company’s finances, you risk stepping into a venture that may compromise your capital. Are revenues increasing consistently?

Business 105

Business Investment Profitability S&P 105

Software Equity Group

NOVEMBER 12, 2024

The Profit and Loss (P&L) Statement is a universal fixture of business finance, but it takes on special significance for companies in the Software industry. A well-constructed SaaS P&L can reveal insights executives need to fully understand their business performance and make well-informed strategic decisions.

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M&A S&P Valuation Accountant 52